Digital Banking and Fintech Disruption Strategies
Course Objective:
The course aims to provide participants with a comprehensive understanding of the impact of digital banking and fintech innovations on the financial industry, equip them with strategies to adapt and thrive in the rapidly evolving digital ecosystem, and help them navigate the disruptive technologies transforming traditional banking systems.
Introduction to Digital Banking and Fintech
• Overview of Digital Banking and Fintech
• Historical context and evolution of banking technology
• Key drivers of fintech disruption
• Digital transformation in the financial industry
• Introduction to the fintech ecosystem: startups, investors, and regulators
• Key fintech segments: Payments, Lending, Insurtech, Blockchain, Robo-advisors, and WealthTech
Disruptive Technologies in Financial Services
• Artificial Intelligence (AI) and Machine Learning in Banking
• Blockchain and Cryptocurrencies
• Cloud Computing and its impact on banking infrastructure
• Big Data Analytics and its role in decision-making
• Robotic Process Automation (RPA) and smart contracts
• Cybersecurity challenges in the age of digital finance
Digital Banking Models and Business Strategies
• Traditional vs. Digital Banks: Key differences
• Neo-banks and Challenger Banks: New business models
• Strategic partnerships between fintechs and traditional banks
• Open Banking: Concepts and regulations
• Customer-centric banking strategies in the digital age
• Case studies of successful digital banking models (e.g., Revolut, Chime, Monzo)
Regulatory and Compliance Challenges in Digital Banking
• Overview of global fintech regulations
• Regulatory frameworks for digital banks (e.g., PSD2, MiFID II, GDPR)
• Financial Crimes, Anti-Money Laundering (AML), and Know Your Customer (KYC) in digital banking
• The role of Central Banks and Fintech regulators
• Challenges in cross-border regulation and compliance
• The future of fintech regulation: Adapting to rapid innovation
DATE:
1ST BATCH: 14th – 17th Apr, 2025
2ND BATCH: 28th – 31st Oct, 2025
25, Queen street, Alagomeji Bus Stop, Yaba, Lagos