Loan Recovery Management for Agricultural and Rural Credit Managers

Objectives:
• Understand the principles of loan recovery in agricultural and rural credit management.
• Learn effective strategies for managing loan defaults and mitigating risks.
• Gain knowledge on legal frameworks and regulatory compliance for loan recovery.
• Develop skills for communicating with borrowers and managing collections.

Introduction to Loan Recovery in Agricultural and Rural Credit
• Overview of agricultural and rural credit systems
• Importance of loan recovery in maintaining financial stability
• Key challenges in loan recovery within rural sectors
• Roles and responsibilities of credit managers in loan recovery

Loan Default Prevention and Risk Mitigation
• Identifying early warning signs of loan default
• Credit assessment and risk profiling for agricultural loans
• Effective loan structuring to minimize default risks
• Proactive communication with borrowers to ensure timely repayments

Legal Framework and Regulatory Compliance
• Key regulations governing loan recovery in agriculture
• Legal steps in recovering defaulted loans
• Understanding collateral and guarantees in agricultural lending
• Role of government and financial institutions in loan recovery

Effective Collection Strategies and Communication Techniques
• Best practices for managing collections and overdue loans
• Negotiation and settlement strategies for distressed borrowers
• Building trust and maintaining positive borrower relationships
• Using technology and data analytics to improve loan recovery efforts

DATE:
1ST BATCH: 8th – 11th Apr, 2025
2ND BATCH: 22nd – 25th July, 2025
3RD BATCH: 18th – 21th Nov, 2025